Disclaimer

Important legal information about the use of our Mortgage Payoff Calculator and financial tools.

Legal Disclaimer

Last Updated:

No Financial Advice

The information provided by Mortgage Payoff Calculator ("we," "us," or "our") on https://mortgagepayoffcalculator.com (the "Site") is for general informational and educational purposes only. All information on the Site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site.

CRITICAL: Under no circumstance shall we have any liability to you for any loss or damage of any kind incurred as a result of the use of the site or reliance on any information provided on the site. Your use of the site and your reliance on any information on the site is solely at your own risk.

Accuracy of Information

While we strive to provide accurate and up-to-date information, we cannot guarantee that all calculations and information presented are completely accurate, complete, or current. Mortgage and financial information changes frequently, and actual rates, terms, and conditions may differ from those presented in our calculators.

Important: The calculations provided by our mortgage payoff calculator are estimates based on the information you provide. Actual mortgage terms, interest rates, and payment schedules are determined by lenders and may vary based on your creditworthiness, loan type, and other factors.

We do not warrant, endorse, guarantee, or assume responsibility for the accuracy or reliability of any information offered by third-party websites linked through the site or any website or feature linked in any banner or other advertising.

Educational Purpose Only

The Mortgage Payoff Calculator and all content on this website are provided for educational and informational purposes only. The calculators and tools are designed to help you understand potential mortgage scenarios and are not intended to provide specific financial advice.

Note: We are not a financial advisor, mortgage broker, lender, or credit counselor. The information provided should not be used as a substitute for consultation with professional accounting, tax, legal, or financial advisors.

Calculator Limitations

Our mortgage payoff calculator has certain limitations that users should be aware of:

  • Estimates Only: Results are estimates and may not reflect actual loan terms
  • Simplified Calculations: Calculations assume consistent interest rates and do not account for variable rates, rate changes, or loan modifications
  • Excluded Factors: Does not include property taxes, homeowners insurance, private mortgage insurance (PMI), or other fees that may be part of your actual mortgage payment
  • Payment Consistency: Assumes all payments are made on time and in full
  • No Prepayment Penalties: Calculations assume no prepayment penalties, which may not be accurate for all loans
  • Currency Assumptions: Currency conversions, if applicable, use standard rates that may not reflect actual exchange rates

Limitation Notice: The calculator cannot account for all possible mortgage scenarios, loan types, or individual financial circumstances. Always verify calculations with your lender or financial advisor.

Limitation of Liability

To the fullest extent permitted by applicable law, we exclude all representations, warranties, and conditions relating to our website and the use of this website. Nothing in this disclaimer will:

  • Limit or exclude our or your liability for death or personal injury
  • Limit or exclude our or your liability for fraud or fraudulent misrepresentation
  • Limit any of our or your liabilities in any way that is not permitted under applicable law
  • Exclude any of our or your liabilities that may not be excluded under applicable law

The limitations and prohibitions of liability set in this Section and elsewhere in this disclaimer: (a) are subject to the preceding paragraph; and (b) govern all liabilities arising under the disclaimer, including liabilities arising in contract, in tort, and for breach of statutory duty.

No Liability: We will not be liable for any consequential, incidental, indirect, or special damages of any kind, including without limitation lost profits, revenue, or data, arising out of or in connection with the use of our website or calculators.

No Professional Relationship

Your use of this website does not create a professional-client relationship between you and Mortgage Payoff Calculator. The information provided on this site is not intended to create, and receipt of it does not constitute, a professional-client relationship.

We are not acting as your mortgage broker, financial advisor, accountant, attorney, or any other type of professional advisor. The information provided should not be used as a substitute for consulting with qualified professionals who can provide personalized advice based on your individual circumstances.

External Links Disclaimer

The Site may contain (or you may be sent through the Site) links to other websites or content belonging to or originating from third parties. Such external links are not investigated, monitored, or checked for accuracy, adequacy, validity, reliability, availability, or completeness by us.

We do not warrant, endorse, guarantee, or assume responsibility for the accuracy or reliability of any information offered by third-party websites linked through the site or any website or feature linked in any banner or other advertising. We will not be a party to or in any way be responsible for monitoring any transaction between you and third-party providers of products or services.

Financial Decisions Disclaimer

Before making any financial decisions or implementing any financial strategy, including those based on information from our calculators, you should consider obtaining additional information and advice from your accountant or other financial advisers who are fully aware of your individual circumstances.

Important Financial Notice: Mortgage and financial decisions have significant long-term implications. We strongly recommend consulting with qualified financial professionals, including mortgage brokers, financial advisors, and tax professionals, before making any financial decisions based on calculations from our website.

Past performance or results shown in examples or calculations cannot guarantee future performance or results. Your actual results may differ materially from those illustrated in our calculators due to various factors including changes in interest rates, your financial situation, and other economic conditions.

Acceptance of This Disclaimer

You acknowledge and agree that by using our website and calculators, you have read, understood, and agree to be bound by all the terms of this disclaimer. If you do not agree with anything contained in this disclaimer, you must not use or access our website.

If you have any questions about this Disclaimer, please contact us at legal@mortgagepayoffcalculator.com or through our contact form.