Privacy Policy

Your privacy is important to us. Learn how we protect your data and ensure your information remains secure.

Privacy Policy

Last Updated:

Introduction

Welcome to Mortgage Payoff Calculator ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website and services.

Please read this Privacy Policy carefully. By accessing or using our website, you acknowledge that you have read, understood, and agree to be bound by all the terms outlined in this Privacy Policy.

Information We Collect

We value your privacy and have designed our services to minimize data collection:

Important: Our mortgage calculator operates entirely within your browser. We do not collect, store, or transmit any financial data you enter into the calculator.

Personal Information: We do not require you to provide personal information to use our calculator. However, if you contact us through our contact form, we may collect:

  • Your name and email address
  • The content of your message
  • Any other information you voluntarily provide

Automatically Collected Information: When you visit our website, we may automatically collect certain information, including:

  • Your IP address
  • Browser type and version
  • Pages you visit and time spent on those pages
  • Referring website addresses
  • Other diagnostic data

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and hold certain information. Cookies are files with a small amount of data that may include an anonymous unique identifier.

Types of Cookies We Use:

  • Essential Cookies: Necessary for the website to function properly
  • Analytics Cookies: Help us understand how visitors interact with our website
  • Advertising Cookies: Used to deliver relevant advertisements

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website.

How We Use Your Information

We use the information we collect for various purposes:

  • To provide and maintain our service
  • To respond to your inquiries and provide customer support
  • To analyze and improve our website and services
  • To monitor the usage of our website
  • To detect, prevent, and address technical issues
  • To provide you with news, special offers, and general information about other services we offer (only if you have opted in)

Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personally identifiable information to third parties. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential.

We may disclose your personal information in the following circumstances:

  • To comply with a legal obligation
  • To protect and defend our rights or property
  • To prevent or investigate possible wrongdoing in connection with our service
  • To protect the personal safety of users of the service or the public
  • In connection with a business transfer, such as a merger or acquisition

Data Security

The security of your data is important to us. We implement appropriate technical and organizational measures to protect your personal information against unauthorized or unlawful processing, accidental loss, destruction, or damage.

Important Security Note: Our mortgage calculator performs all calculations locally in your browser. Your financial data never leaves your device and is not transmitted to our servers or any third parties.

While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. No method of transmission over the Internet or method of electronic storage is 100% secure.

Third-Party Services

Our website may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We use third-party services such as:

  • Google Analytics: To analyze website traffic and user behavior
  • Google AdSense: To display relevant advertisements
  • Social Media Platforms: For sharing and engagement features

These third parties have their own privacy policies addressing how they use such information.

Your Rights

Depending on your location, you may have certain rights regarding your personal information:

  • The right to access, update, or delete the information we have on you
  • The right of rectification to correct any inaccurate or incomplete information
  • The right to object to our processing of your personal information
  • The right of restriction to limit how we use your personal information
  • The right to data portability to receive a copy of your personal information in a structured format
  • The right to withdraw consent at any time where we relied on your consent to process your personal information

To exercise any of these rights, please contact us using the information provided below.

Children's Privacy

Our service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

Email

privacy@mortgagepayoffcalculator.com

Website

Contact Form